You must bring originals of the following documents to complete your mortgage application:
 
 
 

· W-2's for the last two years for all applicants.
· Pay stubs for last whole month for all applicants.
· Bank, stock, money market statements for last two (2) months for all applicants complete with all pages.
·
Landlords name & phone number for the past two (2) years for all applicants.
·
Account numbers, payment and unpaid balances for all charge cards, installment loans and mortgages for all applicants.
· Social security cards and Drivers Licenses for all applicants.
· Mailing addresses for the past two (2) years for all applicants.
· Contract
· Plans & specs for construction loan
· Deed, copy of current note, Insurance declarations page, and owners title insurance policy (for refinance )
· Current leases,  tax bills and insurance declarations page with annual premium, if you own rental property for all applicants.
· If self employed, received bonus, commission or own rental property- last two (2) years complete tax returns for all applicants.
· Current financial statement for the business, if self employed
· Copy of all divorce documents, all pages, for all applicants. (If applicable)
· Copy of all bankruptcy document, all pages, for all applicants. (If applicable)
· Credit report fee $20.00

If you have any questions, please feel free to contact me.

 
 
 




 
 
 

 

 

 

 

 

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